Frequently Asked Questions

Getting Started

When you first open Pay-Calc you will be taken to the Personal Information page. Fill in your filing status, dependents, home state, and other preferences and tap Save. You will then be taken to the calculator.

On the calculator screen use the tabs at the top to switch between Salary-Calc and Hourly-Calc. Enter your income details, fill in any deductions, and tap Calculate to see your results.

No. Pay-Calc works 100% offline. All calculations are performed locally on your device and no internet connection is ever required. You can use Pay-Calc anywhere — on a plane, in a remote area, or anywhere else without connectivity.

No account is required. Pay-Calc stores your preferences locally on your device. There is no sign-up, no email address required, and no password to remember.

Using the Calculators

Tap the settings icon in the top right corner of the calculator screen to return to the Personal Information page. Update any fields and tap Save to apply your changes.

Salary-Calc is designed for employees paid an annual salary. Enter your gross annual salary and select your pay schedule to see your per-paycheck net pay.

Hourly-Calc is designed for hourly workers. Enter your hourly rate and the number of hours worked to calculate your net pay for that pay period.

Both calculators include OT Hours and OT Rate fields in the Income section. Enter the number of overtime hours worked and select your overtime rate (1.0x, 1.5x, or 2.0x). The overtime pay will be included in your Gross Pay calculation.

These fields allow you to account for voluntary deductions from your paycheck.

Non-Taxable Deductions (such as 401k contributions or health insurance premiums) are deducted after taxes are calculated, reducing your take-home pay but not your taxable income.

Taxable Deductions are applied before tax calculations, reducing both your taxable income and your net pay. Enter either a dollar amount or a percentage of gross pay using the % and $ fields.

Tax Calculations

Pay-Calc uses the standard IRS annualization method for withholding calculations. Your per-period income is annualized to determine the appropriate federal and state tax bracket, then divided back to a per-period amount.

Federal tax brackets are based on current IRS Publication 15-T. State tax rates are sourced from individual state revenue department publications.

Pay-Calc is updated annually with the latest federal and state tax rates. The current version uses 2026 tax year rates verified against IRS publications and individual state revenue department sources.

Tax rates change periodically. Brightray Technologies reviews and updates all rates at the start of each new tax year.

Pay-Calc provides estimates based on standard IRS withholding methods and current tax rates. Results are designed to be as accurate as possible for typical employment situations.

However, individual tax situations vary. Pay-Calc does not account for all possible deductions, credits, or complex tax scenarios. The results are estimates only and should not be used as a substitute for advice from a qualified tax professional.

Privacy and Data

Yes. All data you enter into Pay-Calc is stored exclusively on your device and is never transmitted anywhere. Brightray Technologies has no access to any information you enter into the app. See our Privacy Policy for full details.

You can clear your saved preferences at any time by going to your device settings, finding Pay-Calc in your installed apps, and clearing the app's local storage. Uninstalling the app will permanently delete all locally stored data.

Contact Support

Can't find what you're looking for? Send us a message and we'll get back to you within 2 business days.

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